Finance Center

Pappas Toyota | Finance Center

Find the Toyota financing solution that works for you here at Pappas Toyota

Let's be honest folks, if you're looking for your next car around the greater St. Louis, MO area can be a truly challenging endeavor. Now, that's not to say that there aren't a variety of vehicles out there to choose from. In fact, our wide selection of new and used Toyota vehicles at Pappas Toyota is a testament to the abundance of vehicular options folks have around here. No, the truly challenging part of getting a car is the financing process.

For too long, people trying to finance their vehicle purchases have had to practically complete a three-ring circus act, jumping through hoop after hoop to secure a good deal. Actually, a three-ring circus act may actually be easier, as finding financing can mean filling out reams of financial paperwork, submitting countless credit approvals at dealerships across the O'Fallon, Ballwin, and Saint Charles areas, waiting to hear back, and then crunching the numbers to find the best offer. Now, if that sounds tedious and time-consuming, well…it is. But we here at Pappas Toyota have a solution to your Toyota financing woes: just do business with us!

At Pappas Toyota, we strive to streamline the finance process and make it work for you. It all begins with our online financing application. By completing this easy, confidential form online, you can potentially save yourself hours that you'd spent at countless other dealerships in the greater St. Louis, MO area filling out their financial paperwork and waiting for processing. By filling out this form online, you can skip all that tedious work and get right down to business when you visit our Saint Peters, MO Toyota dealership.

Now, as we said before, our ultimate goal is to make the financing process work for you. We've been doing business with customers from across the greater St. Louis area since 1977. We've proudly served customers from all walks of life and all credit backgrounds, and we're confident in our ability find financing solutions for nearly any customers' budget. Our talented financial professionals will work with you to structure a competitive offer and payment plan, whether you want to lease one of our newest Toyota models, or apply for a loan to purchase a quality used car that you'll enjoy for years to come.

So, if you want to skip the hassle of going through the motions with every single dealership in the area and get right down to brass tacks, feel free to fill out our online financing application linked above, and stop in to Tom Pappas Toyota in Saint Peters, MO to explore your options and get behind the wheel of the Toyota vehicle of your dreams today!

Sign Today, Drive Tomorrow!

Whether it's a new Toyota or certified pre-owned, our team of experts do everything they can to make your goal of ownership a reality. We have the most comprehensive resources to ensure you are given an opportunity to get a loan.

Looking for Assistance?

Is your credit subpar?
Looking to rebuild your financial portfolio?

Our experts specialize in rebuilding credit to help you avoid bankruptcy and collections.

From St. Louis, Ballwin to St. Peters, O'Fallon and St. Charles - Stop by and see why Pappas Toyota can get you approved TODAY!


Your privacy is important to us.

Pappas Toyota takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.


Pappas Toyota

10011 Spencer Rd.
Directions St. Peters, MO 63376

  • Sales: 636-939-7911
  • Service: 636-939-7900
  • Parts: 636-939-7900


  • Monday 7:00AM-6:00PM
  • Tuesday 9:00AM-6:00PM
  • Wednesday 7:00AM-6:00PM
  • Thursday 9:00AM-6:00PM
  • Friday 7:00AM-6:00PM
  • Saturday 9:00AM-5:00PM
  • Sunday Closed
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