Apply for Financing

Pappas Toyota: Auto Finance Application

Get pre-approved for a car loan in St. Louis

We believe that driving a quality vehicle is a necessity, not a privilege. As one of the leading car dealers in the St. Louis region, we’re proud to help each of our customers get approved for a used car loan or Toyota financing. Local shoppers with all levels of credit, from great to poor to non-existent, come to Pappas Toyota because we’re able to help them secure low-APR financing.

At Pappas Toyota, we make the whole “finance a car in St. Louis” process easy. No red tape. No hoops. No mumbo jumbo. Just you, a pen and a low-interest auto loan: that’s our promise. To get pre-approved for auto financing, simply fill out your application and send it our way. A member of our Toyota Finance Department will reach out to discuss your options and go over your next steps.

Or, if you’d like to kick off your car loan with a “Hello,” contact our St. Peters Toyota dealership’s sales team at 636-928-1212. We help customers throughout the St. Louis area, including St. Charles and O’Fallon.


Assistance Always Available

We strive to see you in the car of your dreams at a rate you can afford—and that starts with a vehicle finance application. Whether you choose to lease a new Toyota or finance a pre-owned vehicle, we'll get you approved as soon as we can and in the easiest way possible.

However, before you apply for a car loan online, it's important to get all your ducks in a row. Here are some other resources to help you prepare:

  • Car Loan calculator – Do you know how much you can afford to pay each month? Use our online auto finance calculator to get an estimate.
  • Value Your Trade-In – Reduce your auto financing down payment or monthly charge by getting more money for your trade-in.
  • Toyota Deals – View our Toyota special offers and incentives, like the Toyota Military Rebate or Toyota College Rebate, to lower your lease or loan payments.
  • Bargain Used Cars – Browse our pre-owned inventory priced under $13,000 if you want to save on a used car loan.

If we can help in any other way, please feel free to contact a member of our auto financing team at 636-928-1212. We're here to ensure all our customers can drive home in a nicer, newer vehicle. Let us find the right auto finance program for you.